A large number of people are finding it difficult to make it from paycheck to paycheck right now. The main problem is a deficiency in money skills. Lack of knowledge has led to debt, poor credit, and retirement shortages. Proper financial education and resources provided at a young age could have saved these people from the making the financial mistakes they are now paying for.There are many people scrambling for financial education resources to gain a little more insight on what they can do to get them out of the money troubles they are now experiencing. For our younger generation we can teach money skills to them before they fall into the traps that many people are experiencing today. Read on discover the financial education resources available to you and your family.How can I teach kids about money? What are the financial education resources available to me?1) It goes without saying the best place to get education about money is through organizations that specialize in this. Since kids do not learn about money and finances in school it is imperative that parents and educators refer families to professional financial literacy experts. Thee are many options when it comes to choosing a financial literacy class. When choosing a organization to work with make sure they not only are experts in the field but also teach kids about money in a way that the youth relate to and are inspired by. A professionally run class where students are encouraged to take action can get your kids excited about financial literacy, while a boring experience can have a negative effect on their financial outlook.2) Sure you can provide your children and students home study financial literacy resources. Financial literacy home study courses are now available as a tool to teach children and young adults about financial literacy. Don’t forget to make absolutely sure the information provided is practical and keeps your children’s interest.3) You could also hire a personal financial education consultant to help your children set up their money foundation. Although a personal financial literacy resource consultant can be expensive, the money your children save and make over their lifetime will make this an investment that delivers a solid return.4) There are other people that you can have your children consult with about their finances. Provide your child with real world resources like bankers, tax planners, financial advisors, and business professionals. This gives you children a real world perspective instead of just theory based education. There are tons of exceptional financial education resources available these days.Follow the simple steps listed above and you can ensure your children will be educated about money. With some simple and practical money lessons your child can enter the real world confident and able to make financial decisions by themselves.
Travel Tips – Kerala
State – KeralaLocation – Tropical region situated in the southernmost tip of IndiaBest Time To Visit Kerala – between November and March and during August and SeptemberHow to Reach KeralaBy Air – Calicut Airport, Kochi (Ernakulum) International Airport and Kerala-Trivandrum International AirportBy Train – Direct trains to from Mumbai, Delhi, Madras, Calcutta, Bangalore and also other major cities in the country.By Road – Karnataka and Tamil Nadu are connected directly by road while other cities through National HighwaysTravel Tips For KeralaThe state of Kerala is situated in the southernmost peninsula of India. Among the many states in the country, it is one of the most favored tourists’ destinations for individuals not just in India but also across the globe. With the enchanting backwaters, many wildlife sanctuaries and national parks, waterfalls, shopping markets, hills, mountains and beaches, the state has lots to offer the roving eye. When travelling in Kerala, vacationers may want to keep certain things in mind.Considering Kerala is a tropical region, the climate is pleasant for most parts of the year. When visiting after September it is best to be prepared for some odd showers and advisable to carry along emergency rainwear. The coastal area is hot and humid and tourists are advised to wear comfortable clothes, preferably in cotton. Sunglasses, hats, and sunscreen lotion could also be carried along to beat the heat.The state has a wide array of temples, but it is important for travelers to remember that not all allow non-Hindus to enter. Also when visiting the temples, it is best to be appropriately dressed while leaving footwear outside. Besides being a highly literate region, Kerala is also among the cleanest states in the country. Travelers are advised to follow the maintained standards of hygiene and refrain from dirtying the place. Also avoid bribing officials, as the state emerged as one of the least corrupted ones in a 2005 survey and could actually land you in trouble.The backwaters spanning the state are known to be an important mode of inland navigation and besides offering a very enjoyable journey, they are also very convenient. Though the state is home to a number of beautiful beaches, those holidaying here must remember that nudity is not welcome. Like many other places in the country, smoking in public places is banned here too. For those not familiar with the national language Malayalam, a translation guide will be of great help. Though basic knowledge of English should also help travelers get around generally.
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